Personal data of 20 million Russian citizens, including FSB officers, leaks for sale
A database of 20 million customers and debtors of Russia's largest banks has been leaked, and now anyone who feels like it may obtain their names, address, phone numbers, and place of work or service.
The database also contains personal data of employees from the secret units of the Federal Security Service (FSB), including those that are supposed to prevent the disclosure of such information. Among the listed customers are high-ranking officials, lawmakers, and more than 100 thousand active or former law enforcement officers. The Loan Denial category for some reason contains thousands of HIV-infected people (while this data is a medical secret). The Insider found how the personal data of the Russian citizens had appeared on the radio markets, why the leader of the Russian Liberal Democratic Party Vladimir Zhirinovsky was on the list, and what criteria the banks used to deny credit.
Sold like hotcakes
I noticed the smiling African, who was distributing brochures at the Schukinskaya metro station, from afar. "Any database" title and a phone number — that is what the ads contained. Next I was calling them, claiming to be a private detective from Podolsk, who had allegedly been requested by a wealthy lady to makes inquiries about a certain lover.
— Professional gigolos are best pulled up via the Scoundrel Base — the voice on the phone tells me. — It is now in great demand and has the banks debtors and all kinds of criminals.
— And what is the price?
— Ten thousand rubles...
A young guy with a flash drive was waiting for me on the second floor of the Mitino radio market:
— Need anything else? We have clients of the Ukrainian Privatbank, started receiving closed databases on the citizens of the Crimea, Donbass, bailiff service debtors, investigators, and reports from the Federal Drug Control Service...
— Is the information solid? — I pondered.
— You wound me. Cops are bringing it themselves...
The Scoundrel Database weighs 42 GB. Just insert the flash drive into your computer and look for the required category: Federal scoring 2015, Sberbank Debtors, VTB 24 Stop-lists, Ural Bank for Reconstruction and Development Debtors, Russian Standard’s unscrupulous borrowers, Negative Banks, etc.
A total of 11.169.690 people are listed in the Federal Scoring 2013 file, along with their addresses, phone numbers, places of work or service, comments, and notes. For those unfamiliar with the term, scoring is a special computer program for rapid assessment of the customer (potential borrower) used by banks and microfinance companies. The Federal Scoring includes not only dishonest borrowers of banks, but also the operational information of the Russian law enforcers on international terrorists, people who are on the federal wanted list, and those convicted for various crimes. In other words, this is the inter-bank black list of clients.
On the screenshot: selecting a database
The terrorist category showed 4195 people. They are mainly natives of the Middle East, Indonesia, Syria, as well as Chechnya, Ingushetia, Dagestan, and Kabardino-Balkaria
For instance, the database still contains the leader of the Chechen militants Shamil Basayev, who was killed by the Russian special forces in 2006. According to the same data, some 625.808 people have been put on the federal wanted list, with 559.868 Russians listed as offenders, and 165.035 with previous convictions.
Here one can also find out what this or that offender did specifically.
For example, "a resident of Saratov, Akhmedpasha Hangereev, born in 1940, beheaded his female partner out of jealousy," while "citizen Buchenkov raped E. and then extorted money from Grishin," or "in the night of January 7, 2005, citizen Chernov entered the cellar of pensioner Semenova and stole canned food for a total amount of 300 rubles."
Cold head, clean hands, and overdue loan
By the way, security officers also hit the popular list of scoundrels. Type FSB in the place of work column and you immediately get 1503 names with home addresses, passport data, service, and mobile phones numbers. Moreover, some security officers even indicated their positions in the questionnaires — the Head of Department, the Head of Unit, the detective, the commandant on duty, member of manhunt directorate, etc.
This manhunt directorate is considered one of the most secret units. Its employees conduct covert surveillance and use documents for cover. Even their close relatives have no idea, what they are actually doing. We were able to reach one of these officers and after a long pause, he said: "This is some kind of deliberate treachery. I am going to tell the bosses about everything."
The scoring revealed personal details of another FSB top-secret operatives, the Directorate B of the Information Security Center (ISC). ISC is part of the Department of the FSB counter-intelligence and just so happens to deal with the crimes in the field of e-commerce and the illegal distribution of personal data.
Judging by the comments left by bank security services, not all officers have a cold head, warm heart, and clean hands.
For example, the Head of Unit K. "is hiding and constantly changing phone numbers," the detective J. "took a loan for a refrigerator and refuses to pay, shall be put into the database of scoundrels," and another one, the detective S. "Reacts on legal effects with a grin. An attempt to reach the immediate supervisor failed (no connection). Passing to collectors."
There are a lot of FSB pensioners on the list, who are mentioned as malicious nonpayers. Here you can read comments from collectors: "Constantly lying and twisting," "Obvious fraudster," "pretends that his phone is not working," "The daughter said that her father borrowed from half of the city and lost everything in a casino."
In addition to FSB officers hiding from collectors, the list also includes the members of the Federal Guard Service (FSO), who took a loan at Russian Standard. There are 90 of such people, and some, according to the records, also have sticky fingers. Quote: "Fleeing and hiding all the time," "Does not take his phone, deleted his pages on the Internet," "A vile fellow. Works as head of the FSO canteen. Sent him 8 SMS, 2 letters, made 28 phone calls, visited his house once — only promises to pay off the debt soon."
Validol, Shakro, and Ded Hasan
Among other scoundrels, we saw the name of the notorious kingpin Valid Lurahmaev, also known as Validol. According to records, he was wanted for organizing a number of contract killings in Russia, France and Turkey and for stealing 20 million EUR from a Sberbank account, which belongs to the former State Duma member Mikhail Slipenchuk.
Photo: Lawmaker Slipenchuk was robbed by Validol
According to the source of The Insider, previously Validol was often seen in the offices of the State Duma, he worked closely with the Russian special services and showed his friends showed cover documents allegedly issued by the Chechen MIA. In April 2016, the assassin was arrested by Turkish police in Istanbul with a passport to a native of Moscow Alexander Smirnov: he is accused of involvement in the murder of Abdulvahid Edilgeriev, a relative of the former Minister of Press and Media of Ichkeria Udugov (since 2005, Udugov has been on the federal wanted list).
In addition to the terrorists and killers, some 89 Russian crowned thieves made it into the list. Perhaps, the most notorious among them are Zakhar Kalashov (Shakro Molodoy), recently arrested for extortion, and Aslan Usoyan (Ded Hasan) killed in 2013. Shakro was declared internationally wanted by the Georgian MIA, while Ded Hasan was blacklisted by Home Credit and Finance Bank.
Next go Shakro and Ded Hasan’s closest accomplices: Vladislav Leontiev (Vadik Beliy), who is hiding in the UAE, Vladimir Vangin (Vagon), sentenced to 7.5 years in prison in 2016 and considered to be a member of the so-called Brother’s Circle by the US Treasury, and a whole group of criminal authorities and associated businesses from the Nizhny Novgorod Region. Apart from Ded Hasan’s friends, Home Credit and Finance Bank blacklisted the ex-FSB officer Alexander Litvinenko, poisoned with polonium-210 in London in 2006, and the exiled Russian oligarch Boris Berezovsky, who died in 2013 in the county of Berkshire under very mysterious circumstances.
"Considered a criminal by the police"
The black list also contains 28 former members of the State Duma, some of whom have criminal records.
Interestingly, № 8270619 is none other than the LDPR leader Vladimir Zhirinovsky. According to the records, on January 11, 2006, the MIA department for the Primorsky Region added the lawmaker to the category with a comment "Considered a criminal (an offender) by the police."
The Insider learned that the country’s leader of liberal democrats appeared in criminal reports three times, but only as a victim. For instance, on December 6, 1993, during a concert of a notable Russian singer Sofia Rotaru in the Variety Theatre, the singer’s guards refused to let Zhirinovsky, who was then only a candidate to the State Duma, on stage. During a scuffle with the security, the future lawmaker suffered a bruised face and a dislocated arm.
On January 14, 1994, during a lunch at the Mir hotel, the State Duma member Leonid Goryachev was outraged by the fact that the waiters were serving Zhirinovsky without him waiting in line, and so he hit his colleague in the face. In response, the victim promised to put Goryachev in the Lefortovo prison, but in the end, the matter resolved amicably.
On June 19, 1996, the leader of the Liberal Democratic Party filed a complaint to the 68th police department of Moscow, in which he said that the party cashier Igor Ivanov stole a large amount of money from the safe of the party, two gold rings, a bracelet, and a chain.
The Insider contacted Zhirinovsky for his comment: "I have never in my life taken any credits or debts. This is some amateur perfomance. I am generally opposed to publishing declarations, as they serve to direct the crooks. Let the article come out, and we will send an appropriate inquiry to the presidential administration, the Ministry of Internal Affairs, and so on. We all want to ban these gold diggers from selling data on millions of people."
A well-known political analyst and writer Alexander Kynev somehow also ended in the category of the previously convicted. Moreover, he was called an assistant to a State Duma member.
In a telephone conversation with correspondents of The Insider, Kynev told that he had never been convicted are had not applied for loans to any banks.
It is quite possible that someone deliberately added notable people in the black list.
HIV? Loan denied!
And now for other kinds of people, who have been refused a loan and got into the Scoundrel Database. For example, there are 96.564 of them in Moscow, 26.670 in St. Petersburg, 12.303 in Krasnodar, 67.612 in Yekaterinburg, 2836 in Vladivostok, etc. The reason for refusal of bank credit is also available — "opium addict," "alcoholic," "stated invalid data," or "does not look trustworthy."
In total, there are 311.119 alcoholics in the scoring, 146.002 drug users, 6390 do not look trustworthy, and 197 people have an entry "HIV infected, unwanted client - a loan is denied." Curiously, the confidential medical data was leaked to the bankers by a drug rehab clinic from the Perm Region.
The comments section also draws attention. In it the bank managers assess the potential borrowers by feel only — "appeared junked in the bank," "stinks," "does not remember the home phone number," "suspicious one, clearly not taking a loan for himself, should be refused," "looks nasty and arrogant," "came drunk, claimed to be the general director of an LLC. We called them at work, everyone is drunk there. Then called home. His wife took the phone, judging by the voice, also drugged," "apartment is sealed, father killed. The client could not be found."
Below are reports on manhunt of the debtors who are hiding from banks: "does not pick the phone, will not open the door," "works in the agricultural cooperative named after Vladimir Putin, in Orenburg. Says have not received his salary for six months already," "eager to fight, had to soothe him," "refuses to pay, tries to scare us with his contacts in the MIA and the FSB."
Hodorkovsky’s hungry children
The Scoundrel List also contains 4826 employees of the MIA, 557 of the Federal Penitentiary Service, 106 of the Federal Drug Control Service, 529 prosecutors, 171 investigators, and 9822 personnel of the Ministry of Defense.
The police mainly overdue loans on automobiles, many of the particularly major debtors are from the Federal Penitentiary Service department in the Tula Region (consumer credits), while the investigators and prosecutors, according to the records, mostly have debts to the Bank of Moscow, Alfa Bank, Rosbank, and InvestCapitalBank.
On top of that, the personal data of some high-ranking officials from the presidential administration and the government staff, who applied for a loan, also found their way into this list.
Through social networks, The Insider contacted one of the mentioned officials. "Prior to the civil service, I did business and delayed two loans. But then I paid them off. Am I still considered a debtor?" the official wondered.
However, many of those mentioned in the lists are actual scoundrels, who were trying to deceive the banks. For example, a certain citizen, when applying for a loan, showed a passport in the name of David Mikhailovich Hodorkovsky, claiming to be the son of the former Yukos owner. The young man even showed a few pictures from the family album.
The security service learned that previously this "Hodorkovsky" had already applied for bank loans, claiming to be such personalities as David Tkachev and David Rosenberg. He even managed to somehow wheedle 200 thousand USD from a Sakhalin businessman.
Another fraudster introduced himself as Alexey Alexandrovich Voronin and stated in his questionnaire that he "heads the investigative department of the Administrative Department of the Russian President". The document he provided was false, and the house where he supposedly lived had been demolished a few years ago.
Death by firing squad — loan denied
The data base also contains obvious mistakes. Typically, the source category names the organization, which provided banks with criminal record of its customers — the FSB, the Moscow Police, the MIA department in Oryol, special detachment of the Perm Region police, bailiffs, the MIA visa and passport service, the Federal Drug Control Service (now abolished), etc. And for 2805 persons included in the list of debtors the source was stated as "Archives Fond and Registry Department of the Federal Security Service for the Republic of Bashkortostan." As it turned out, those people were not crooks or criminals, but the people killed during the Stalinist repressions in Bashkortostan and Tatarstan. The vast majority of them were farmers and workers, and half of them died from the unbearable conditions in the camps from 1930 to 1945.
Ivan Petrovich Astafiev, born in 1899, farmer, kulak, remains in the Volzhsky camp of NKVD in Rybinsk, arrived on 21.02.1938, died in the same place on 24.03.1943. Khabiba Akhatovna Akhatova, born in 1909, cowgirl, died on 12.03.1943 in the Corrective Labor Colony №8 of NKVD in Ufa. Georgy Ivanovich Rafaenko, born in 1911, carpenter, convicted by the NKVD trio for 5 years, concentration camp, served in the Dmitriev camp. Alexander Yakovlevich Ballod, born in 1905, farmer, convicted under art. 58-7, 58-11 [counterrevolutionary activity - The Insider], announced verbally to his son that he died on 02.02.1941 of a brain hemorrhage. On 10.02.1938, according to records, the security officers shot head of the family, 42-year-old Martyn Anderson, his three sons, and two brothers in the cellars of the NKVD prison in Ufa.
Vitold Vishnevsky, a military doctor, who was shot in the 1937, also failed to receive a credit
The FSB refused to explain The Insider how the data from their archives of repression had made it into this list. On condition of anonymity, one of the bank guards said that the bank security forces often include employees seconded by the FSB and the retired MIA officers, who have retained their links with former colleagues and thus draw the required information. "Apparently, they simply downloaded all the convicts from the archives of the FSB since 1917," the source said.
Loose debt sinks big ships
For comments, The Insider addressed the State Duma member Anatoly Aksakov, who is also the Head of the Association of Regional Banks of Russia. However, after hearing that the topic would be a trade of customer bases, he asked to call back and stopped picking the phone.
On the contrary, the former State Duma member Gennady Gudkov, who had formerly served in the KGB and FSB, willingly shared his thoughts: "This database is invaluable information for foreign intelligence services, one that can be used to safely conduct recruiting. You see, any worker at high security facilities is of interest for spies, and here we have a whole lot of them. I would even say that this information has long been downloaded by the leading intelligence services. In addition, it is a great help for the criminal gangs, and here the recruitment would be much easier. For instance, the bandits may help close the overdue credit in the bank in exchange for sensitive information."
Source of leaks
Under Russian legislation, the disclosure of bank secrecy for purposes of gain can entail a fine of up to 200 thousand rubles or imprisonment for up to 5 years, and in special cases, up to 10 years. However, in practice, the management of banks rarely wash their dirty linen in public, and unscrupulous employees, who leaked the information, are quietly dismissed.
Meanwhile, experts interviewed by The Insider doubt employees of large banks' security services were actually selling these databases. Most likely, the customer base entered the market through the credit institutions, which had lost their licenses. However, it would be very problematic to identify the perpetrators, since in the last two years only, the Central Bank had forbidden 250 Russian banks to engage in commercial activities.
In addition, the interbank market has become a honeypot for several dozen credit bureaus, collection agencies, and semi-legal firms, which obtain the debt of the clients from the banks themselves. And they also have their own databases.
The Insider has sent several official requests to the Russian banks mentioned in the Scoundrel Base, but the majority of replies claimed that things were under complete control and no leaks were registered.
Meanwhile, some of the bank debtors have been receiving persistent calls from certain people with proposals to repay 30% of the debt, and to write off the rest. Moreover, these generous collectors are ready to drive by and quickly deal with all the paperwork.
Moscow law enforcers believe that these are likely to be fraudsters, who bought the client base in the Mitino radio market.
Accountant of psychoneurological dispensary governed by wife of Nizhnevartovsk Mayor locked up in mental health institution. She could be aware of financial frauds
A broken door, people in medical uniform, sirens – this is how a Monday evening has ended for a female resident of Nizhnevartovsk. A medical crew arrived to the former accountant of the municipal psychoneurological dispensary and forcibly took the woman to the mental health institution. The bookkeeper could be aware of financial frauds committed in the dispensary whose Chief Physician is the wife of the Nizhnevartovsk Mayor. The investigators have questions to all participants of the incident. The CrimeRussia was figuring out who could be interested in the emergency hospitalization of the accountant.
According to Sobesednik, in 2014, the President’s former guard and Governor of Tula region got an apartment in a block near the Pushkin museum. Similar apartment in the same block was up for sale for 1 billion rubles ($15 million).